Tailored UK Insurance Solutions
Protect What Matters Most: Your Family, Health, Income, and Home
Your most valuable assets deserve expert protection. At Premier Financial Services, our impartial UK-based advisers specialise in safeguarding your future with tailored insurance solutions designed around your specific needs and lifestyle.
We search the whole market to find the most suitable and affordable protection plans available, saving you significant time, stress, and money.
Life Insurance: Protect Your Loved Ones' Financial Future
Secure your family's financial stability and gain peace of mind. Life Assurance (or Life Cover) provides a tax-free lump sum payment if you pass away during the policy term.
While some mortgage lenders mandate life cover to secure your loan, we strongly recommend it for anyone—especially couples and families—who wishes to ensure their loved ones remain financially secure if the unexpected happens.
We simplify the process of comparing providers, tailoring the cover amounts, and choosing flexible policy terms that suit your budget and long-term goals.
Health & Income Protection Insurance UK
Stay financially secure during periods of illness or injury. Our Health Protection options are essential for safeguarding your income and maintaining your quality of life if you’re temporarily or permanently unable to work.
We offer a comprehensive range of UK protection insurance types, including:
- Critical Illness Cover: A one-off tax-free lump sum payout if you are diagnosed with a specified serious medical condition (e.g., cancer, heart attack, stroke).
- Income Protection: Provides a regular monthly income stream (typically up to 70% of your salary) if you cannot work due to accident or illness. This is often considered the most crucial income safety net.
- Private Medical Insurance (PMI): Offers prompt access to private healthcare, specialist consultations, and faster treatment, often reducing NHS waiting times.
You can often combine protection policies for enhanced cover and reduced premiums, providing a cost-effective, comprehensive solution for your long-term security.
Mortgage Payment Protection & Unemployment Insurance
If you lose your job unexpectedly, your income may stop, but your mortgage repayments won't. Unemployment Insurance (also known as Mortgage Payment Protection Insurance) can help cover your monthly mortgage repayments during periods of redundancy.
This cover is particularly important for new homeowners who may not qualify for state support for up to nine months.
Without Unemployment Insurance, if you face redundancy, we strongly recommend:
- Contacting your lender immediately to discuss options.
- Making partial payments where possible.
- Keeping detailed, written records of all arrangements.
However, with a tailored Unemployment Insurance plan, you can rest easy knowing your home is protected during challenging times.
Insurance for Every Stage of Life in the UK
Whether you’re buying your first home, growing your family, or planning for retirement, Premier Financial Services provides the right expert insurance advice and tailored protection for every stage of your life.
Our qualified, FCA-regulated advisers offer free, impartial guidance and whole-of-market access, ensuring you receive the best available products—not just those from a single provider.
Why Choose Premier Financial Services for Your Insurance Needs?
- Expert, FCA-Regulated Advisers: Trustworthy, professional guidance you can rely on.
- Free, No-Obligation Advice: Understand your options before making a commitment.
- Whole-of-Market Access: We find the best deals across all major UK insurers.
- Tailored Solutions: Personalised insurance and mortgage solutions from one trusted team.
Protect your family, your income, and your peace of mind.