Mortgage & Insurance Advice
Mortgage &
Insurance Advice
Whether you are a first time buyer or a home owner
looking to move, we can help you!
to discover more
How Can We Help?
To research the markets fully in order to provide the very best advice and support for our clients and to be fair and ethical in all of our business dealings
Why Premier FS
Mortgage & Insurance Specialists Berkshire
The Premier
Journey
Consultation
your mortgage
Taking the stress
out of buying a home
Call us nowYour Questions, Answered
Is there a maximum age by which point lenders will insist I pay off my mortgage?
Lenders will usually want a mortgage to end by the time you retire but this doesn’t have to be your state retirement date. If you would like a mortgage term that would take you to age 75 or beyond, we can normally find a solution if it is your intention to continue working or should you have pension or investment income that will be able to support the mortgage payments.
Can I get a mortgage offer agreed in principle before I have found the property I want to buy?
Yes, we can help you obtain an agreement in principle certificate that will confirm your borrowing capacity. Not only will this provide reassurance that you will likely be approved for a mortgage but it will help to strengthen your negotiation position with Estate Agents when viewing and offering on properties. We do not charge for this service and can normally arrange an agreement for you within 24 hours.
Can Premier Financial Services help me find buildings and contents insurance?
It is an important form of protection but not something that we specialise in. We do have connections with General Insurance Brokers who will be happy to assist and we will be pleased to provide you with their contact numbers.
If I have a County Court Judgement (CCJ) or default against me, does that necessarily mean I will not get a mortgage?
Not necessarily. There are an increasing number of lenders who are sympathetic to past credit problems but each case is assessed on merit. We would suggest you contact us so that we can talk through your history and quickly assess how likely it is that you will qualify for finance.
Are my details protected under the Data Protection Act?
Yes. Both Premier Financial Services and the Lender you choose to borrow through are required to comply with the terms and conditions of the Data Protection Act. If you are not familiar with your rights and our responsibilities then please ask us for further information.
Your site is useful and credible but how do I know that I am dealing with a professional adviser?
Premier Financial Services takes our client responsibilities very seriously. We are authorised under the FCA (no: 303420) which is the UK’s Financial Services regulating body. The company is headed up by Paul Hunter who has himself been involved with the financial Services industry for over 30 years. We operate a strict policy of providing clear advice at every stage of the house-buying process and provide all information in writing for your perusal. It is important to us that you feel happy with our company and the services we offer because your continued custom is our assured prosperity.
What Our
Customers Say
Mortgage & Insurance Specialists Berkshire
Premier Financial Services is well regarded for our expertise in mortgages and insurance and have been providing impartial and comprehensive advice to clients navigating these complex financial landscapes for over 25 years. We will prioritise your unique circumstances and goals in order to craft a bespoke mortgage/insurance solution that is tailored to your specific needs.
Whether you are a first-time buyer or an experienced home-owner, we will help to demystify the mortgage process by carefully explaining each stage of the transaction to allow informed decision making.
Premier Financial Services takes a personalised approach, recognising the diversity of insurance needs among clients. Whether it's life cover for family protection, Insurance to repay a mortgage debt or medical cover to protect your financial position should illness strike, we can recommend tailored solutions for peace of mind and financial security.
Premier Financial Services is your reliable friend in the financial world. Our aim is to deliver a professional service whilst remaining personable and relatable. Honesty and integrity are at the heart of our values and we will work tirelessly to help you achieve your goals.
Premier Financial Services are specialists in providing impartial Mortgage and Insurance advice
Although headquartered in Berkshire, our commitment reaches far beyond the borders of any single county. We are proud to assist all individuals throughout the United Kingdom that require mortgage or insurance advice.
Our goal is unwavering: to ensure that you receive nothing short of the finest solutions available in the market, meticulously sourced and expertly delivered to meet your individual needs and aspirations.